Life Settlement Examples
Below you can see some actual examples of life settlement amounts that people have made by selling rather than surrendering their policies. Many of these senior life settlements including senior settlement viatical have resulted for a variety of reasons. The examples below provide you with cases that illustrate the value of having your insurance policy appraised and even settling your policy when it is in your best financial interest.
Age of Insured: 73
Gender: Male
Face Amount: $1,500,000
Policy Type: Variable Universal Life
Cash Surrender Value: $2,631.32 |
| Life Settlement Amount: $348,000 |
Age of Insured: 86
Gender: Male
Face Amount: $500,000
Policy Type: Universal Life
Cash Surrender Value: $62,316.95 |
Life Settlement Amount: $255,000
*Settlement allowed client to put more insurance in place for lower premium ratio. |
Age of Insured: 83
Gender: Female
Face Amount: $5,500,000
Policy Type: Universal Life
Cash Surrender Value: $481,320.60 |
Life Settlement Amount: $2,350,000
*Settlement allowed client to put more insurance in place for lower premium ratio |
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